Open enrollment is underway for health insurance plans through the Affordable Care Act. Georgians have until the middle of next month to sign up for coverage beginning January 1, 2023.
More than 700,000 people across the state currently have health insurance through the ACA. Next year’s marketplace coverage options include some changes for people who sign up, including more chances for financial subsidies that make coverage more affordable.
In part because of funding through the American Rescue Plan and the recently passed Inflation Reduction Act, the U.S. Centers for Medicare and Medicaid Services reports that four out of five people will now have access to plans for $10 or less per month out of pocket.
For the first time, families with unaffordable employer-based insurance could also now qualify for subsidies and choose ACA family insurance plans instead.
Copay-free preventive care services available through the ACA continue to include many immunizations and free health screenings, such as for blood pressure, breast cancer and birth control, except at some exempt “religious employers.”